Orange Everyday

The everyday bank account that really adds up.

Sign Up NowQuestions? Call: 1800 635 428


5% Cash Back

For new customers. On Visa payWave purchases under $100, for 6 months, in Australia.

$0 Monthly Fees
No ATM Fees

When you withdraw $200 or more in Australia.

My Kitchen Rules

The everyday bank account that really adds up.

Orange Everyday


You could get 5% cash back on groceries, petrol, and more from the very card you've seen on My Kitchen Rules! That's for new customers on Visa payWave purchases under $100 for 6 months, in Australia. We've rewarded our customers over $10 million so far. Find out more


  • Easy online and mobile banking
  • Call us 24/7 and speak to someone in Australia
  • Visit any Australia Post Bank@ Post outlet to deposit cash or cheques

cash back so far!


We've given thousands of Orange Everyday customers
5% cash back every day.

You can join them. All new Orange Everyday customers
get 5% back on Visa debit payWave purchases under $100
for the first 6 months.

Where to shop

You can Wave & Save on everything from groceries to petrol
to lunch—even entertainment and electronics!
Find a location



Every ATM. Australia wide.
There are over 29,000.


Instead of investing in our own ATM network we give you access to every ATM in Australia.
And at ANY of those ATMs, we’ll pay the fees if you withdraw $200
or more. That includes all of the other bank ATMs; All the pub ATMs;
and even the funny one in the corner sandwich shop that hasn’t been
cleaned in a while.

Buying groceries and just want to withdraw $20? Use EFTPOS for free.
Anywhere in Australia.

See how we stack up against the Big 4 Banks

Transaction Account Free access available at
how many Australian ATMs?
ANZ Access Advantage 2,700+
Commonwealth Smart Access 4,000+
NAB Classic Banking 3,400+
Westpac Choice 2,900+
ING DIRECT Orange Everyday 29,000+
when you withdraw $200+

The ATM Comparison table has been compiled by ING DIRECT from information obtained from the relevant financial institution’s websites which we believe to be correct as at 24/01/2014. The table includes a comparison of transaction accounts offered by the big four banks, with free access to their ATM networks and is not exhaustive. Other free access ATM transaction accounts may be offered by other financial institutions. However, neither the banks listed or ING DIRECT, its directors or employees warrant that the information is correct. ING DIRECT will not be liable for any loss or damage incurred by any person as a result of any error in any information, statement or recommendation in this table (whether due to negligence of ING DIRECT or otherwise).


Make the switch, it's easy!

  1. Open an Orange Everyday

    Apply online.

  2. Transfer your Salary

    Tell your employer the details of your new account.
    Just complete the salary deposit letter.

  3. Set up Regular payments

    On your own:
    Simply contact each company who debits money from or credits money to your account and give them your new details.
    Find the most common company contacts here.

    Or we can help out:
    With your permission we can get a list of debits and credits for the
    last 13 months from your old bank. We'll then send the list to you
    to nominate which debits and credits you wish to change, with the relevant forms to sign and return. Finally, we'll forward each form
    to the different organisations so they can make the change.


Looking for an account that
can be shared? Look no further.


Orange Everyday
Joint Account

  • Easy to set up and manage online.
  • Control shared bills and expenses in one spot.
  • Visa Debit Card for each of you.
  • Link to a joint Savings Maximiser to easily save together.
  • Perfect for travel – low international ATM withdrawal & transaction fees.
  • And of course, all the great Orange Everyday benefits.
Joint Visa Debit Card

Everyday Banking that’s
award winning.

  • Mozo Best Bank 2013
  • Mozo Best Bank Accounts 2013
  • Mozo top 5 debit cards 2013

Everything you’re
looking for in a bank.


No matter where you're at in life there's plenty we can help with. It's quite likely that we can cover all of your banking needs.

From high variable interest savings and fixed term deposit accounts to grow your cash fast, to the everyday bank account that lets you access your cash for free at over 29,000 ATMs in Australia when you withdraw $200 or more – we have your day to day banking needs covered.

But it doesn’t stop there.

Our home loans can get you into your new home faster with a dedicated direct mortgage specialist helping you through the whole process.

And if you run your own business or have a SMSF, our business savings and term deposit accounts give you just the cash management bolt on you need to stay prepared for the future.

Our super and retirement solutions give you a great range of retirement planning options no matter your strategy.

Discover the full ING DIRECT experience by making the switch today.

You like to spend your life well, we can help your money go further.


Important Information

Information and interest rates are current as at 6 March 2014 and are subject to change.

The 5% Wave & Save 6 Month new customer rebate (“Wave & Save 6 Month Rebate”) is available for a limited time only from 1 April 2013 for six months from account opening (“Rebate Period”) for new ING DIRECT Orange Everyday customers (including joint account holders) (“Eligible New Customers”).
This Wave & Save 6 Month Rebate applies to all contactless purchases made in Australia by Eligible New Customers during the Rebate Period on purchase amounts of up to and including AUD $99.99. The Wave & Save rebate will be made into the Orange Everyday account immediately after transaction settlement. After the end of the 6 month period the amount of the rebate will be based on the rebate percentage applicable at the time of transaction settlement, if any. 
The Wave & Save 6 Month Rebate applies to everyday purchases only. Should you use the Wave & Save 6 Month Rebate in a manner that is not satisfactory or in line with the intent of the offer, we may place a stop or freeze on your account, refuse to apply the rebate to any or all purchases, or reverse the rebated amount. ING DIRECT cannot guarantee that Visa PayWave facilities will be available for use for your chosen purchase. Over $10 million cash back calculation is based on the total amount ING DIRECT Orange Everyday customers have received as part of the Wave and Save rebate offer from 1 October 2012 until 6 March 2014.

Each time you withdraw $200 or more from an ATM in Australia with your Orange Everyday Visa Debit Card, we'll reimburse the ATM owner fee.

Term Deposits require a minimum opening deposit of $10,000. The interest rates that apply to Term Deposits are the interest rates that are current on the date the term deposit is opened.

All applications for credit are subject to ING DIRECT's credit approval criteria. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to any of our products you should read the relevant Terms and Conditions booklet and Fees and Limits Schedule under the Brochures and Forms page. To view these documents you may need Adobe Acrobat.

ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.