Part of you plans tomorrow, today.

Term Deposits

3.70
% p.a.
6 Month Term Deposit
% p.a.
Comparison Rate
3.80
% p.a.
1 Year Term Deposit
% p.a.
Comparison Rate
 
 

For your SMSF, you’ll be able to:

  • Easily connect to your existing SMSF hub account.
  • Deposit from $10,000 - $10 million.
 
3.70
% p.a.
6 Month Term Deposit
% p.a.
Comparison Rate
3.80
% p.a.
1 Year Term Deposit
% p.a.
Comparison Rate
 
 

For you, you’ll be able to:

  • Easily connect to your existing bank account.
  • Deposit from $10,000 - $5 million.
 
3.70
% p.a.
6 Month Term Deposit
% p.a.
Comparison Rate
3.80
% p.a.
1 Year Term Deposit
% p.a.
Comparison Rate
 
 

For your business, you’ll be able to:

  • Easily connect to your existing bank account.
  • Deposit from $10,000 - $10 million.
 
 
  • No ING DIRECT fees. Ever.
  • Guaranteed rate for the timeframe
    you choose.
  • Loyalty bonus rate on rollover.
  • Choose from our standard terms
    or pick your own maturity date.
 
 

Our savings products are
award winning.

 
Mozo Best Bank 2013 AwardMozo best savings accounts 2013 AwardAB+F Awards 2011 Winner Financial Review Smart Investor - Blue Ribbon Awards
 

 

Savings Maximiser

4.35
% p.a.
Variable welcome rate
 

4 month Variable
Welcome Rate

For new customers on balances
up to $250,000

Sign up now

Savings Accelerator

3.25
% p.a.
Savings Accelerator
 

On balances of
$50,000 - $149,999.99

Sign up now

Not sure you
want to commit?

 

Sometimes a term deposit isn’t the best fit. Not to worry, our variable rate savings products have great rates. Perhaps you are looking for easy access to your money. Or maybe you have saved up a tidy sum but want to keep it handy and earning a great variable rate rather than committing to a term deposit.

No matter what your savings needs are, we have options that will fit.

Looking for fast growth in your savings? Our Savings Maximiser comes with a great Variable Welcome Rate for the first 4 months from account opening on balances up to $250,000 and a Loyalty Bonus after your
Welcome rate – getting you to your goal faster.

Have more than $50,000 to save but want to maintain access? Savings Accelerator is the product for you, giving you great rates for bigger sums.

 
 
 

Everything you’re
looking for in a bank.

 

No matter where you're at in life there's plenty we can help with. It's quite likely that we can cover all of your banking needs.

From high variable interest savings and fixed term deposit accounts to grow your cash fast, to the everyday bank account that lets you access your cash for free at over 29,000 ATMs in Australia when you withdraw $200 or more – we have your day to day banking needs covered.

But it doesn’t stop there.

Our home loans can get you into your new home faster with a dedicated direct mortgage specialist helping you through the whole process.

And if you run your own business or have a SMSF, our business savings and term deposit accounts give you just the cash management bolt on you need to stay prepared for the future.

Our super and retirement solutions give you a great range of retirement planning options no matter your strategy.

Discover the full ING DIRECT experience by making the switch today.

You like to spend your life well, we can help your money go further.

 

Important Information

Information and interest rates are current as at 18 April 2014 and are subject to change.

Combined balances up to $250,000 per customer are guaranteed by the Australian Government.

Term Deposits require a minimum opening deposit of $10,000. The interest rates that apply to Term Deposits are the interest rates that are current on the date the term deposit is opened. When choosing a maturity date, the date selected must be a week day except a national public holiday. A loyalty bonus rate of 0.10% p.a. is added to the rate of the new Personal Term Deposit at renewal and is not cumulative.

The advertised Savings Maximiser variable welcome rate applies for 4 months from the date the Savings Maximiser is opened on balances up to $250,000 and is subject to change. At the end of the 4 month period, the rate that applies to your balance will be the Savings Maximiser standard variable rate applicable at the time. The offer is applicable on the first Savings Maximiser that you open (including joint accounts) and is for a limited time only.

The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s).

Each time you withdraw $200 or more from an ATM in Australia with your Orange Everyday Visa Debit Card, we'll reimburse the ATM owner fee.

All applications for credit are subject to ING DIRECT's credit approval criteria. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to any of our products you should read the relevant Terms and Conditions booklet and Fees and Limits Schedule under Brochures and Forms page. To view these documents you may need Adobe Acrobat.

ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. 

Sign up now for your Term Deposit: